Explore a monthly contribution, work backwards from a target, or plan an education goal.
Free to use · No sign-up · Download your illustrationIllustrative constant-rate path. Real market returns vary; this is not historical performance.
Same inputs; only the annual rate assumption changes. These are illustrations, not forecasts.
| Year | Contributed / paid | Growth / interest | Closing value |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹6,405 | ₹1,26,405 |
| 2 | ₹2,40,000 | ₹25,451 | ₹2,65,451 |
| 3 | ₹3,60,000 | ₹58,402 | ₹4,18,402 |
| 4 | ₹4,80,000 | ₹1,06,647 | ₹5,86,647 |
| 5 | ₹6,00,000 | ₹1,71,717 | ₹7,71,717 |
| 6 | ₹7,20,000 | ₹2,55,295 | ₹9,75,295 |
| 7 | ₹8,40,000 | ₹3,59,229 | ₹11,99,229 |
| 8 | ₹9,60,000 | ₹4,85,558 | ₹14,45,558 |
| 9 | ₹10,80,000 | ₹6,36,519 | ₹17,16,519 |
| 10 | ₹12,00,000 | ₹8,14,576 | ₹20,14,576 |
Industry-wide contributions collected through SIPs; not net inflow or evidence of investor returns.
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Read the SIP guide →751 words · General education · Prasar Knowledge StudioMonthly rate i = (1 + annual return)^(1/12) - 1. Beginning-month SIP future value = M × [((1+i)^n - 1)/i] × (1+i). At zero return, contributions simply add up.
Illustrative only. Mutual fund returns are not fixed or guaranteed. Market risk, costs, taxes and the timing of cash flows can change outcomes. This is general education, not personalised investment advice.
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