PRASAR FINANCIAL TOOLS / Invest & grow

Lumpsum Calculator

Estimate a one-time investment’s growth and its value after inflation.

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01 / YOUR ASSUMPTIONS

Make the numbers yours.

Results update as you edit. Use Calculate to check all fields. Rates are editable illustrations; enter a provider quote only where applicable.

₹
years
% p.a.
% p.a.
YOUR ILLUSTRATION, READY TO KEEP

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SEE THE PATHIllustrative, not a forecast

Nominal value and purchasing power

INR 13.0 LINR 8.6 LINR 4.3 LINR 0Year 0Year 5Year 10Value in today's moneyNominal value

Illustrative constant-rate path. Real market returns vary; this is not historical performance.

Contribution and growth

100%
  • Contributed / deposited₹5,00,000 38.6%
  • Illustrative growth₹7,96,871 61.4%
CHANGE THE ASSUMPTION

Assumption sensitivity

Same inputs; only the annual rate assumption changes. These are illustrations, not forecasts.

8.00% assumption₹10,79,462
10.00% assumption₹12,96,871
12.00% assumption₹15,52,924
FOLLOW THE NUMBERS

Year-by-year illustration

YearContributed / paidGrowth / interestClosing value
1₹5,00,000₹50,000₹5,50,000
2₹5,00,000₹1,05,000₹6,05,000
3₹5,00,000₹1,65,500₹6,65,500
4₹5,00,000₹2,32,050₹7,32,050
5₹5,00,000₹3,05,255₹8,05,255
6₹5,00,000₹3,85,781₹8,85,781
7₹5,00,000₹4,74,359₹9,74,359
8₹5,00,000₹5,71,794₹10,71,794
9₹5,00,000₹6,78,974₹11,78,974
10₹5,00,000₹7,96,871₹12,96,871
A NUMBER WORTH UNDERSTANDING₹82.64 lakh crore

Indian mutual fund industry AUM

30 September 2026
WHAT THIS NUMBER MEANS

Total industry assets; includes several transaction routes. This is not lumpsum inflow or a measure of returns.

Published byAMFI
Source last checked4 Nov 2026
Read the original source Industry or scheme context, separate from your personal calculation.
KNOW WHAT YOU ARE CALCULATING

Want to understand Lumpsum?

A simple guide with a worked example, practical limitations and linked references. Read it before turning an illustration into a decision.

Read the Lumpsum guide →741 words · General education · Prasar Knowledge Studio
HOW THE ILLUSTRATION WORKS

Formula, timing and limits.

Future value = principal × (1 + annual return)^years. Inflation-adjusted value = future value / (1 + inflation)^years.

  • One initial deposit; effective annual compounding. Purchasing power uses the entered inflation assumption.
Read before acting

Illustrative only. Mutual fund returns are not fixed or guaranteed. Market risk, costs, taxes and the timing of cash flows can change outcomes. This is general education, not personalised investment advice.

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