PRASAR FINANCIAL TOOLS / Measure & understand

CAGR Calculator

Annualise one initial investment and one final value using their actual dates.

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01 / YOUR ASSUMPTIONS

Make the numbers yours.

Results update as you edit. Use Calculate to check all fields. Rates are editable illustrations; enter a provider quote only where applicable.

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YOUR ILLUSTRATION, READY TO KEEP

A report with the full picture.

Inputs, results, charts, sources and the schedule in one branded PDF.

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SEE THE PATHIllustrative, not a forecast

Actual starting and ending values

INR 2.0 LINR 1.3 LINR 66,667INR -0Year 0Year 2.5Year 5Entered endpoint value

Only the two entered values are known. The connector does not represent historical yearly performance.

Initial value and gain

100%
  • Initial value₹1,00,000 50.0%
  • Absolute gain₹1,00,000 50.0%
CHANGE THE ASSUMPTION

Read the return correctly

CAGR annualises two endpoint values. It does not measure volatility or account for deposits and withdrawals. Use an appropriate cash-flow return method for those cases.

FOLLOW THE NUMBERS

Endpoint comparison

Elapsed yearsInitial value referenceAbsolute gain / lossEndpoint value
0₹1,00,000₹0₹1,00,000
5₹1,00,000₹1,00,000₹2,00,000
A NUMBER WORTH UNDERSTANDING1,000 points

Nifty 50 base index value

Base date: 3 November 1995
WHAT THIS NUMBER MEANS

An index base value is a reference point. Price-index growth, total return and an investor’s after-cost return are different measures.

Published byNSE Indices
Source last checked4 Nov 2026
Read the original source Industry or scheme context, separate from your personal calculation.
KNOW WHAT YOU ARE CALCULATING

Want to understand CAGR?

A simple guide with a worked example, practical limitations and linked references. Read it before turning an illustration into a decision.

Read the CAGR guide →725 words · General education · Prasar Knowledge Studio
HOW THE ILLUSTRATION WORKS

Formula, timing and limits.

CAGR = ((ending value / beginning value)^(1 / elapsed years) - 1) × 100. Elapsed years = actual number of days / 365.25.

  • Use CAGR only for a single beginning investment and ending value with no intervening cash flows. Deposits/withdrawals require a cash-flow method such as XIRR. The chart is a mathematical smooth path, not the actual historical journey.
Read before acting

CAGR describes endpoints, not risk, cash-flow timing or a forecast. It is unsuitable for SIPs and other investments with intervening cash flows; a method such as XIRR is needed for those cases. Dividends, fees and tax treatment must be consistent in the values entered.

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